{"id":3464,"date":"2026-02-03T13:29:31","date_gmt":"2026-02-03T12:29:31","guid":{"rendered":"https:\/\/ubezpieczeniecudzoziemca.pl\/nieskategoryzowane\/ubezpieczenie-zdrowotne-do-wizy-2025-czy-zawsze-jest-wymagane\/"},"modified":"2026-09-29T23:06:40","modified_gmt":"2026-09-29T21:06:40","slug":"bao-hiem-y-te-cho-thi-thuc-nam-2025-co-phai-luon-la-yeu-cau-bat-buoc-khong","status":"publish","type":"post","link":"https:\/\/ubezpieczeniecudzoziemca.pl\/vi\/poradnik\/podstawy-prawne-i-wymagania-wizowe\/ubezpieczenie-zdrowotne-do-wizy-2025-czy-zawsze-jest-wymagane\/","title":{"rendered":"B\u1ea3o hi\u1ec3m y t\u1ebf \u0111\u1ec3 xin th\u1ecb th\u1ef1c n\u0103m 2025: C\u00f3 ph\u1ea3i l\u00fac n\u00e0o c\u0169ng b\u1eaft bu\u1ed9c kh\u00f4ng?"},"content":{"rendered":"<div class=\"wp-block-kadence-rowlayout\">\n<div class=\"kt-row-layout-inner\">\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">B\u1ea3o hi\u1ec3m y t\u1ebf c\u00f3 ph\u1ea3i lu\u00f4n l\u00e0 \u0111i\u1ec1u b\u1eaft bu\u1ed9c khi xin visa kh\u00f4ng?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>B\u1ea1n \u0111ang c\u00f3 k\u1ebf ho\u1ea1ch du l\u1ecbch ho\u1eb7c l\u00e0m vi\u1ec7c t\u1ea1i Ba Lan v\u00e0 b\u0103n kho\u0103n kh\u00f4ng bi\u1ebft c\u1ea7n ho\u00e0n t\u1ea5t nh\u1eefng th\u1ee7 t\u1ee5c n\u00e0o? M\u1ed9t trong nh\u1eefng th\u1eafc m\u1eafc ph\u1ed5 bi\u1ebfn nh\u1ea5t c\u1ee7a ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i l\u00e0 v\u1ec1 ngh\u0129a v\u1ee5 ph\u1ea3i c\u00f3 b\u1ea3o hi\u1ec3m. V\u00e0o n\u0103m 2025, c\u00e1c quy \u0111\u1ecbnh v\u1ec1 th\u1ecb th\u1ef1c v\u1eabn r\u1ea5t r\u00f5 r\u00e0ng v\u00e0 b\u1ea3o hi\u1ec3m y t\u1ebf \u0111\u00f3ng vai tr\u00f2 quan tr\u1ecdng trong \u0111\u00f3. Vi\u1ec7c thi\u1ebfu b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn vi\u1ec7c \u0111\u01a1n xin th\u1ecb th\u1ef1c b\u1ecb t\u1eeb ch\u1ed1i, v\u00ec v\u1eady b\u1ea1n n\u00ean hi\u1ec3u r\u00f5 c\u00e1c y\u00eau c\u1ea7u n\u00e0y. Trong b\u00e0i vi\u1ebft n\u00e0y, ch\u00fang t\u00f4i s\u1ebd gi\u1ea3i th\u00edch khi n\u00e0o b\u1ea3o hi\u1ec3m l\u00e0 ho\u00e0n to\u00e0n c\u1ea7n thi\u1ebft v\u00e0 khi n\u00e0o c\u00f3 th\u1ec3 c\u00f3 m\u1ed9t s\u1ed1 tr\u01b0\u1eddng h\u1ee3p ngo\u1ea1i l\u1ec7.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">B\u1ea3o hi\u1ec3m du l\u1ecbch \u2013 n\u1ec1n t\u1ea3ng cho s\u1ef1 an to\u00e0n c\u1ee7a b\u1ea1n<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Vi\u1ec7c c\u00f3 b\u1ea3o hi\u1ec3m y t\u1ebf kh\u00f4ng ch\u1ec9 l\u00e0 th\u1ee7 t\u1ee5c h\u00ecnh th\u1ee9c, m\u00e0 tr\u00ean h\u1ebft l\u00e0 s\u1ef1 \u0111\u1ea3m b\u1ea3o cho s\u1ef1 an t\u00e2m v\u00e0 an to\u00e0n trong th\u1eddi gian l\u01b0u tr\u00fa \u1edf n\u01b0\u1edbc ngo\u00e0i. C\u00e1c c\u01a1 quan v\u00e0 l\u00e3nh s\u1ef1 qu\u00e1n Ba Lan y\u00eau c\u1ea7u ph\u1ea3i c\u00f3 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o r\u1eb1ng trong tr\u01b0\u1eddng h\u1ee3p kh\u1ea9n c\u1ea5p ho\u1eb7c \u1ed1m \u0111au, ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i s\u1ebd \u0111\u01b0\u1ee3c ti\u1ebfp c\u1eadn d\u1ecbch v\u1ee5 y t\u1ebf m\u00e0 kh\u00f4ng g\u00e2y g\u00e1nh n\u1eb7ng cho h\u1ec7 th\u1ed1ng c\u00f4ng c\u1ed9ng. B\u1ea3o hi\u1ec3m \u0111i k\u00e8m visa chi tr\u1ea3 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb, nh\u1eadp vi\u1ec7n ho\u1eb7c v\u1eadn chuy\u1ec3n y t\u1ebf, \u0111i\u1ec1u n\u00e0y r\u1ea5t quan tr\u1ecdng trong nh\u1eefng t\u00ecnh hu\u1ed1ng b\u1ea5t ng\u1edd. \u0110\u00e2y l\u00e0 y\u00eau c\u1ea7u ph\u00e1p l\u00fd nh\u1eb1m b\u1ea3o v\u1ec7 c\u1ea3 b\u1ea1n v\u00e0 qu\u1ed1c gia ti\u1ebfp nh\u1eadn.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 H\u00e3y nh\u1edb<\/h4>\n<p class=\"kt-blocks-info-box-text\">M\u1ee9c b\u1ea3o hi\u1ec3m t\u1ed1i thi\u1ec3u b\u1eaft bu\u1ed9c \u0111\u1ec3 xin th\u1ecb th\u1ef1c Schengen l\u00e0 30.000 EUR. H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ph\u1ea3i c\u00f3 hi\u1ec7u l\u1ef1c tr\u00ean l\u00e3nh th\u1ed5 c\u1ee7a t\u1ea5t c\u1ea3 c\u00e1c qu\u1ed1c gia thu\u1ed9c khu v\u1ef1c Schengen trong su\u1ed1t th\u1eddi gian l\u01b0u tr\u00fa d\u1ef1 ki\u1ebfn.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">Quy \u0111\u1ecbnh n\u0103m 2025: Trong tr\u01b0\u1eddng h\u1ee3p n\u00e0o vi\u1ec7c xin th\u1ecb th\u1ef1c \u0111i k\u00e8m v\u1edbi ngh\u0129a v\u1ee5 mua b\u1ea3o hi\u1ec3m?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Theo quy \u0111\u1ecbnh hi\u1ec7n h\u00e0nh cho n\u0103m 2025, b\u1ea3o hi\u1ec3m y t\u1ebf l\u00e0 b\u1eaft bu\u1ed9c trong h\u1ea7u h\u1ebft c\u00e1c th\u1ee7 t\u1ee5c xin th\u1ecb th\u1ef1c. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 nh\u1eefng tr\u01b0\u1eddng h\u1ee3p ch\u00ednh m\u00e0 b\u1ea1n kh\u00f4ng th\u1ec3 b\u1ecf qua gi\u1ea5y t\u1edd n\u00e0y.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h3 class=\"kt-adv-heading\">Th\u1ecb th\u1ef1c Schengen v\u00e0 th\u1ecb th\u1ef1c qu\u1ed1c gia<\/h3>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>D\u00f9 b\u1ea1n n\u1ed9p \u0111\u01a1n xin th\u1ecb th\u1ef1c Schengen chung (lo\u1ea1i C) hay th\u1ecb th\u1ef1c qu\u1ed1c gia (lo\u1ea1i D) cho ph\u00e9p l\u01b0u tr\u00fa d\u00e0i h\u1ea1n t\u1ea1i Ba Lan, b\u1ea1n \u0111\u1ec1u ph\u1ea3i xu\u1ea5t tr\u00ecnh b\u1eb1ng ch\u1ee9ng v\u1ec1 vi\u1ec7c c\u00f3 b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p. Trong tr\u01b0\u1eddng h\u1ee3p <a href=\"https:\/\/ubezpieczeniecudzoziemca.pl\/vi\/cam-nang\/co-so-phap-ly-va-cac-yeu-cau-ve-thi-thuc\/bao-hiem-y-te-cho-thi-thuc-lao-dong-theo-quy-dinh-phap-luat\/\">B\u1ea3o hi\u1ec3m Schengen<\/a> H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ph\u1ea3i chi tr\u1ea3 m\u1ecdi chi ph\u00ed c\u00f3 th\u1ec3 ph\u00e1t sinh trong th\u1eddi gian l\u01b0u tr\u00fa do ph\u1ea3i h\u1ed3i h\u01b0\u01a1ng v\u00ec l\u00fd do y t\u1ebf, c\u1ea7n c\u1ea5p c\u1ee9u, \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa kh\u1ea9n c\u1ea5p ho\u1eb7c t\u1eed vong. C\u00e1c quy \u0111\u1ecbnh n\u0103m 2025 n\u00eau r\u00f5 c\u00e1c y\u00eau c\u1ea7u n\u00e0y.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h3 class=\"kt-adv-heading\">Th\u1ecb th\u1ef1c lao \u0111\u1ed9ng<\/h3>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i \u0111\u1ebfn Ba Lan \u0111\u1ec3 l\u00e0m vi\u1ec7c c\u0169ng ph\u1ea3i c\u00f3 b\u1ea3o hi\u1ec3m y t\u1ebf. \u0110\u00e2y l\u00e0 m\u1ed9t trong nh\u1eefng gi\u1ea5y t\u1edd c\u01a1 b\u1ea3n trong qu\u00e1 tr\u00ecnh h\u1ee3p ph\u00e1p h\u00f3a vi\u1ec7c l\u00e0m. Ngay c\u1ea3 khi ng\u01b0\u1eddi s\u1eed d\u1ee5ng lao \u0111\u1ed9ng c\u00f3 k\u1ebf ho\u1ea1ch \u0111\u0103ng k\u00fd b\u1ea3o hi\u1ec3m ZUS cho b\u1ea1n sau khi b\u1eaft \u0111\u1ea7u l\u00e0m vi\u1ec7c, th\u00ec t\u1ea1i giai \u0111o\u1ea1n xin th\u1ecb th\u1ef1c, b\u1ea1n v\u1eabn ph\u1ea3i c\u00f3 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i. B\u1ea1n c\u00f3 th\u1ec3 \u0111\u1ecdc th\u00eam v\u1ec1 ch\u1ee7 \u0111\u1ec1 n\u00e0y trong b\u00e0i vi\u1ebft c\u1ee7a ch\u00fang t\u00f4i <a href=\"https:\/\/ubezpieczeniecudzoziemca.pl\/vi\/cam-nang\/cac-loai-bao-hiem-y-te-danh-cho-nguoi-nuoc-ngoai\/lua-chon-bao-hiem-y-te-cho-thi-thuc-lao-dong\/\">H\u01b0\u1edbng d\u1eabn ch\u1ecdn b\u1ea3o hi\u1ec3m cho th\u1ecb th\u1ef1c lao \u0111\u1ed9ng<\/a>.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">N\u00ean ch\u1ecdn lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0o khi xin visa?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Vi\u1ec7c l\u1ef1a ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p l\u00e0 y\u1ebfu t\u1ed1 then ch\u1ed1t \u0111\u1ec3 qu\u00e1 tr\u00ecnh xin th\u1ecb th\u1ef1c di\u1ec5n ra su\u00f4n s\u1ebb. H\u00e3y \u0111\u1ea3m b\u1ea3o r\u1eb1ng g\u00f3i b\u1ea3o hi\u1ec3m c\u1ee7a b\u1ea1n \u0111\u00e1p \u1ee9ng \u0111\u1ea7y \u0111\u1ee7 c\u00e1c ti\u00eau ch\u00ed v\u1ec1 th\u1ee7 t\u1ee5c. H\u00e3y l\u01b0u \u00fd c\u00e1c y\u1ebfu t\u1ed1 sau:<\/p>\n<\/div>\n<div class=\"wp-block-kadence-iconlist\">\n<ul class=\"kt-svg-icon-list\">\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>S\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m:<\/strong> S\u1ed1 ti\u1ec1n n\u00e0y ph\u1ea3i kh\u00f4ng \u0111\u01b0\u1ee3c th\u1ea5p h\u01a1n 30.000 EUR.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Ph\u1ea1m vi l\u00e3nh th\u1ed5:<\/strong> H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ph\u1ea3i bao g\u1ed3m t\u1ea5t c\u1ea3 c\u00e1c qu\u1ed1c gia thu\u1ed9c khu v\u1ef1c Schengen (\u0111\u1ed1i v\u1edbi th\u1ecb th\u1ef1c lo\u1ea1i C) ho\u1eb7c Ba Lan (th\u1ecb th\u1ef1c lo\u1ea1i D).<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Th\u1eddi h\u1ea1n hi\u1ec7u l\u1ef1c:<\/strong> B\u1ea3o hi\u1ec3m ph\u1ea3i c\u00f2n hi\u1ec7u l\u1ef1c trong to\u00e0n b\u1ed9 th\u1eddi gian b\u1ea1n xin th\u1ecb th\u1ef1c.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Ph\u1ea1m vi b\u1ea3o hi\u1ec3m:<\/strong> Ph\u1ea3i chi tr\u1ea3 c\u00e1c chi ph\u00ed \u0111i\u1ec1u tr\u1ecb, nh\u1eadp vi\u1ec7n v\u00e0 h\u1ed3i h\u01b0\u01a1ng.<\/span><\/li>\n<\/ul>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>\u0110\u1ec3 tr\u00e1nh nh\u1eefng sai l\u1ea7m, b\u1ea1n n\u00ean l\u1ef1a ch\u1ecdn c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m \u0111\u00e3 \u0111\u01b0\u1ee3c ki\u1ec3m ch\u1ee9ng. B\u1ea1n c\u00f3 th\u1ec3 t\u00ecm th\u1ea5y th\u00f4ng tin chi ti\u1ebft v\u00e0 l\u1eddi khuy\u00ean v\u1ec1 c\u00e1ch ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p nh\u1ea5t trong b\u00e0i vi\u1ebft c\u1ee7a ch\u00fang t\u00f4i v\u1ec1 <a href=\"https:\/\/ubezpieczeniecudzoziemca.pl\/vi\/cam-nang\/so-sanh-cac-uu-dai-va-nhung-loi-khuyen-huu-ich\/huong-dan-lua-chon-bao-hiem-y-te-cho-thi-thuc\/\">L\u1ef1a ch\u1ecdn b\u1ea3o hi\u1ec3m y t\u1ebf cho th\u1ecb th\u1ef1c<\/a>.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">T\u00f3m t\u1eaft: Mua b\u1ea3o hi\u1ec3m l\u00e0 ngh\u0129a v\u1ee5 c\u1ee7a b\u1ea1n<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext has-theme-palette-8-background-color has-background\">\n<p>\u0110\u1ec3 tr\u1ea3 l\u1eddi c\u00e2u h\u1ecfi \u0111\u01b0\u1ee3c n\u00eau trong ti\u00eau \u0111\u1ec1: \u0111\u00fang v\u1eady, trong ph\u1ea7n l\u1edbn c\u00e1c tr\u01b0\u1eddng h\u1ee3p, b\u1ea3o hi\u1ec3m y t\u1ebf l\u00e0 y\u00eau c\u1ea7u b\u1eaft bu\u1ed9c \u0111\u1ec3 xin th\u1ecb th\u1ef1c v\u00e0o n\u0103m 2025. B\u1ea5t k\u1ec3 m\u1ee5c \u0111\u00edch chuy\u1ebfn \u0111i c\u1ee7a b\u1ea1n l\u00e0 du l\u1ecbch, h\u1ecdc t\u1eadp hay l\u00e0m vi\u1ec7c, h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u1ec1u l\u00e0 m\u1ed9t ph\u1ea7n kh\u00f4ng th\u1ec3 thi\u1ebfu trong h\u1ed3 s\u01a1 xin th\u1ecb th\u1ef1c. H\u00e3y nh\u1edb ki\u1ec3m tra k\u1ef9 c\u00e1c y\u00eau c\u1ea7u v\u00e0 ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m \u0111\u1ea3m b\u1ea3o cho b\u1ea1n s\u1ef1 b\u1ea3o v\u1ec7 to\u00e0n di\u1ec7n v\u00e0 tu\u00e2n th\u1ee7 c\u00e1c quy \u0111\u1ecbnh. Nh\u1edd \u0111\u00f3, qu\u00e1 tr\u00ecnh xin th\u1ecb th\u1ef1c s\u1ebd di\u1ec5n ra su\u00f4n s\u1ebb v\u00e0 kh\u00f4ng g\u1eb7p ph\u1ea3i nh\u1eefng r\u1eafc r\u1ed1i kh\u00f4ng \u0111\u00e1ng c\u00f3.<\/p>\n<\/div><\/div>\n<\/p><\/div>","protected":false},"excerpt":{"rendered":"<p>B\u1ea3o hi\u1ec3m y t\u1ebf c\u00f3 ph\u1ea3i l\u00fac n\u00e0o c\u0169ng c\u1ea7n thi\u1ebft khi xin visa kh\u00f4ng? B\u1ea1n \u0111ang c\u00f3 k\u1ebf ho\u1ea1ch du l\u1ecbch ho\u1eb7c l\u00e0m vi\u1ec7c t\u1ea1i Ba Lan v\u00e0 \u0111ang b\u0103n kho\u0103n kh\u00f4ng bi\u1ebft c\u1ea7n ho\u00e0n t\u1ea5t nh\u1eefng th\u1ee7 t\u1ee5c n\u00e0o?\u2026<\/p>","protected":false},"author":2,"featured_media":3463,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[41],"tags":[45,53,50,46,51],"class_list":["post-3464","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-podstawy-prawne-i-wymagania-wizowe","tag-ubezpieczenie-do-wizy","tag-ubezpieczenie-zdrowotne","tag-wiza-pracownicza","tag-wiza-schengen","tag-zakres-ochrony"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Ubezpieczenie zdrowotne do wizy 2025: Czy zawsze jest wymagane? - Ubezpieczenie Cudzoziemca<\/title>\n<meta name=\"description\" content=\"Planujesz podr\u00f3\u017c do Polski w 2025? 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