{"id":3424,"date":"2026-01-06T13:32:02","date_gmt":"2026-01-06T12:32:02","guid":{"rendered":"https:\/\/ubezpieczeniecudzoziemca.pl\/nieskategoryzowane\/ubezpieczenie-zdrowotne-a-wymagana-wiza-2025-zasady\/"},"modified":"2026-09-12T05:35:12","modified_gmt":"2026-09-12T03:35:12","slug":"bao-hiem-y-te-va-cac-quy-dinh-ve-thi-thuc-bat-buoc-nam-2025","status":"publish","type":"post","link":"https:\/\/ubezpieczeniecudzoziemca.pl\/vi\/poradnik\/podstawy-prawne-i-wymagania-wizowe\/ubezpieczenie-zdrowotne-a-wymagana-wiza-2025-zasady\/","title":{"rendered":"B\u1ea3o hi\u1ec3m y t\u1ebf v\u00e0 y\u00eau c\u1ea7u v\u1ec1 th\u1ecb th\u1ef1c n\u0103m 2025 \u2013 c\u00e1c quy \u0111\u1ecbnh"},"content":{"rendered":"<div class=\"wp-block-kadence-rowlayout\">\n<div class=\"kt-row-layout-inner\">\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">B\u1ea3o hi\u1ec3m y t\u1ebf c\u00f3 ph\u1ea3i l\u00fac n\u00e0o c\u0169ng c\u1ea7n thi\u1ebft kh\u00f4ng?<\/h2>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>V\u00e0o n\u0103m 2025, nhi\u1ec1u ng\u01b0\u1eddi c\u00f3 k\u1ebf ho\u1ea1ch \u0111\u1ebfn Ba Lan ho\u1eb7c m\u1ed9t qu\u1ed1c gia EU kh\u00e1c th\u01b0\u1eddng nghe th\u1ea5y l\u1eddi khuy\u00ean \u0111\u01a1n gi\u1ea3n: \u201eN\u1ebfu kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m, b\u1ea1n s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c c\u1ea5p th\u1ecb th\u1ef1c\u201d. \u0110i\u1ec1u n\u00e0y \u0111\u00f4i khi \u0111\u00fang, nh\u01b0ng kh\u00f4ng ph\u1ea3i l\u00fac n\u00e0o c\u0169ng \u0111\u00fang theo c\u00e1ch \u0111\u00f3. Tr\u00ean th\u1ef1c t\u1ebf, c\u00e1c c\u01a1 quan h\u00e0nh ch\u00ednh v\u00e0 l\u00e3nh s\u1ef1 qu\u00e1n y\u00eau c\u1ea7u <strong>b\u1eb1ng ch\u1ee9ng v\u1ec1 vi\u1ec7c \u0111\u1ea3m b\u1ea3o chi ph\u00ed \u0111i\u1ec1u tr\u1ecb<\/strong>, v\u00e0 \u0111i\u1ec1u n\u00e0y c\u00f3 th\u1ec3 bao g\u1ed3m c\u00e1c lo\u1ea1i gi\u1ea5y t\u1edd kh\u00e1c nhau: b\u1ea3o hi\u1ec3m y t\u1ebf t\u01b0 nh\u00e2n, b\u1ea3o hi\u1ec3m c\u00f4ng (v\u00ed d\u1ee5: b\u1ea3o hi\u1ec3m theo h\u1ec7 th\u1ed1ng) ho\u1eb7c gi\u1ea5y x\u00e1c nh\u1eadn r\u1eb1ng c\u01a1 quan m\u1eddi s\u1ebd chi tr\u1ea3 c\u00e1c chi ph\u00ed.<\/p>\n<p>V\u00ec v\u1eady, c\u00e2u tr\u1ea3 l\u1eddi cho c\u00e2u h\u1ecfi \u201eLi\u1ec7u b\u1ea3o hi\u1ec3m y t\u1ebf c\u00f3 ph\u1ea3i lu\u00f4n l\u00e0 \u0111i\u1ec1u ki\u1ec7n b\u1eaft bu\u1ed9c \u0111\u1ec3 xin th\u1ecb th\u1ef1c v\u00e0o n\u0103m 2025 hay kh\u00f4ng?\u201d l\u00e0: <strong>Th\u00f4ng th\u01b0\u1eddng l\u00e0 nh\u01b0 v\u1eady, nh\u01b0ng c\u00f3 nh\u1eefng tr\u01b0\u1eddng h\u1ee3p ngo\u1ea1i l\u1ec7 v\u00e0 s\u1ef1 kh\u00e1c bi\u1ec7t t\u00f9y thu\u1ed9c v\u00e0o lo\u1ea1i th\u1ecb th\u1ef1c<\/strong>. D\u01b0\u1edbi \u0111\u00e2y, t\u00f4i s\u1ebd gi\u1ea3i th\u00edch khi n\u00e0o b\u1ea3o hi\u1ec3m du l\u1ecbch l\u00e0 y\u00eau c\u1ea7u b\u1eaft bu\u1ed9c (v\u00ed d\u1ee5: khu v\u1ef1c Schengen), khi n\u00e0o c\u00e1c gi\u1ea5y t\u1edd kh\u00e1c \u0111\u01b0\u1ee3c ch\u1ea5p nh\u1eadn, c\u0169ng nh\u01b0 c\u00e1ch \u0111i\u1ec1u ch\u1ec9nh ph\u1ea1m vi b\u1ea3o hi\u1ec3m cho ph\u00f9 h\u1ee3p v\u1edbi c\u00e1c y\u00eau c\u1ea7u \u0111\u1ec3 tr\u00e1nh b\u1ecb t\u1eeb ch\u1ed1i do thi\u1ebfu s\u00f3t v\u1ec1 th\u1ee7 t\u1ee5c.<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">Y\u00eau c\u1ea7u th\u1ecb th\u1ef1c n\u0103m 2025: Y\u00eau c\u1ea7u v\u1ec1 b\u1ea3o hi\u1ec3m ph\u1ee5 thu\u1ed9c v\u00e0o nh\u1eefng y\u1ebfu t\u1ed1 n\u00e0o?<\/h2>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Y\u00eau c\u1ea7u ph\u1ea3i c\u00f3 b\u1ea3o hi\u1ec3m ph\u1ee5 thu\u1ed9c v\u00e0o m\u1ee5c \u0111\u00edch v\u00e0 th\u1eddi gian l\u01b0u tr\u00fa. C\u00e1c quy \u0111\u1ecbnh d\u00e0nh cho c\u00e1c chuy\u1ebfn \u0111i ng\u1eafn ng\u00e0y (du l\u1ecbch) kh\u00e1c v\u1edbi c\u00e1c chuy\u1ebfn \u0111i d\u00e0i ng\u00e0y (h\u1ecdc t\u1eadp, l\u00e0m vi\u1ec7c). V\u00e0o n\u0103m 2025, \u0111i\u1ec1u quan tr\u1ecdng l\u00e0 ph\u1ea3i \u0111\u1ecdc k\u1ef9 c\u00e1c y\u00eau c\u1ea7u c\u1ee5 th\u1ec3 c\u1ee7a t\u1eebng lo\u1ea1i h\u00ecnh: <strong>Th\u1ecb th\u1ef1c Schengen (C)<\/strong> so v\u1edbi <strong>Th\u1ecb th\u1ef1c qu\u1ed1c gia (D)<\/strong> v\u00e0 c\u00e1c gi\u1ea5y t\u1edd c\u01b0 tr\u00fa (v\u00ed d\u1ee5: th\u1ebb c\u01b0 tr\u00fa).<\/p>\n<p>\u0110\u1ed1i v\u1edbi c\u00e1c \u0111\u01a1n xin th\u1ecb th\u1ef1c, th\u00f4ng th\u01b0\u1eddng m\u1ed9t \u201eh\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m y t\u1ebf\u201d chung chung l\u00e0 kh\u00f4ng \u0111\u1ee7. Vi\u00ean ch\u1ee9c s\u1ebd \u0111\u00e1nh gi\u00e1 xem t\u00e0i li\u1ec7u \u0111\u00f3 c\u00f3 th\u1ef1c s\u1ef1 \u0111\u1ea3m b\u1ea3o chi ph\u00ed \u0111i\u1ec1u tr\u1ecb t\u1ea1i khu v\u1ef1c v\u00e0 trong kho\u1ea3ng th\u1eddi gian \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u hay kh\u00f4ng. Tr\u00ean th\u1ef1c t\u1ebf, c\u00e1c y\u1ebfu t\u1ed1 quan tr\u1ecdng bao g\u1ed3m: th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m, ph\u1ea1m vi \u0111\u1ecba l\u00fd, m\u1ee9c b\u1ea3o hi\u1ec3m v\u00e0 vi\u1ec7c h\u1ee3p \u0111\u1ed3ng c\u00f3 bao g\u1ed3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb trong tr\u01b0\u1eddng h\u1ee3p kh\u1ea9n c\u1ea5p hay kh\u00f4ng.<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h3 class=\"kt-adv-heading\">Th\u1ecb th\u1ef1c Schengen v\u00e0 c\u00e1c y\u00eau c\u1ea7u t\u1ed1i thi\u1ec3u v\u1ec1 b\u1ea3o hi\u1ec3m<\/h3>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>\u0110\u1ed1i v\u1edbi nhi\u1ec1u ng\u01b0\u1eddi, c\u1ee5m t\u1eeb \u201ec\u1ea7n c\u00f3 th\u1ecb th\u1ef1c\u201d ch\u00ednh l\u00e0 \u00e1m ch\u1ec9 th\u1ecb th\u1ef1c Schengen. Trong nh\u1eefng tr\u01b0\u1eddng h\u1ee3p nh\u01b0 v\u1eady, b\u1ea3o hi\u1ec3m l\u00e0 m\u1ed9t ph\u1ea7n b\u1eaft bu\u1ed9c trong h\u1ed3 s\u01a1 xin th\u1ecb th\u1ef1c. M\u1ed9t \u0111i\u1ec3m tham chi\u1ebfu ph\u1ed5 bi\u1ebfn l\u00e0 <strong>t\u1ed1i thi\u1ec3u 30.000 EUR<\/strong> m\u1ee9c b\u1ea3o hi\u1ec3m cho chi ph\u00ed \u0111i\u1ec1u tr\u1ecb. Trong c\u00e1c t\u00e0i li\u1ec7u s\u1ea3n ph\u1ea9m, ng\u01b0\u1eddi ta th\u01b0\u1eddng th\u1ea5y c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m d\u00e0nh cho khu v\u1ef1c Schengen, n\u01a1i chi ph\u00ed \u0111i\u1ec1u tr\u1ecb trong tr\u01b0\u1eddng h\u1ee3p b\u1ec7nh \u0111\u1ed9t ng\u1ed9t ho\u1eb7c do tai n\u1ea1n c\u00f3 m\u1ee9c gi\u1edbi h\u1ea1n kho\u1ea3ng <strong>\u20ac30 000<\/strong> ho\u1eb7c cao h\u01a1n, v\u00ed d\u1ee5 nh\u01b0. <strong>\u20ac60 000<\/strong>, c\u00f9ng v\u1edbi c\u00e1c kho\u1ea3n ph\u1ee5 c\u1ea5p nh\u01b0 tr\u1ee3 c\u1ea5p h\u1ed3i h\u01b0\u01a1ng.<\/p>\n<p>N\u1ebfu b\u1ea1n \u0111ang chu\u1ea9n b\u1ecb h\u1ed3 s\u01a1 xin c\u1ea5p, h\u00e3y so s\u00e1nh c\u00e1c y\u00eau c\u1ea7u v\u1edbi n\u1ed9i dung h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00e0 tham kh\u1ea3o c\u00e1c h\u01b0\u1edbng d\u1eabn tr\u00ean trang web, v\u00ed d\u1ee5 nh\u01b0:. <a href=\"https:\/\/ubezpieczeniecudzoziemca.pl\/vi\/cam-nang\/so-sanh-cac-uu-dai-va-nhung-loi-khuyen-huu-ich\/huong-dan-lua-chon-bao-hiem-y-te-cho-thi-thuc\/\">H\u01b0\u1edbng d\u1eabn l\u1ef1a ch\u1ecdn b\u1ea3o hi\u1ec3m<\/a>. \u0110i\u1ec1u n\u00e0y gi\u00fap tr\u00e1nh \u0111\u01b0\u1ee3c t\u00ecnh hu\u1ed1ng t\u00e0i li\u1ec7u tr\u00f4ng c\u00f3 v\u1ebb \u0111\u00fang nh\u01b0ng l\u1ea1i c\u00f3 h\u1ea1n m\u1ee9c qu\u00e1 th\u1ea5p ho\u1eb7c ph\u1ea1m vi \u00e1p d\u1ee5ng kh\u00f4ng ph\u00f9 h\u1ee3p.<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 M\u1eb9o<\/h4>\n<p class=\"kt-blocks-info-box-text\">V\u00e0o n\u0103m 2025, v\u1ea5n \u0111\u1ec1 ph\u1ed5 bi\u1ebfn nh\u1ea5t kh\u00f4ng ph\u1ea3i l\u00e0 vi\u1ec7c thi\u1ebfu b\u1ea3o hi\u1ec3m, m\u00e0 l\u00e0 b\u1ea3o hi\u1ec3m \u201ekh\u00f4ng \u00e1p d\u1ee5ng cho khu v\u1ef1c \u0111\u00f3\u201d ho\u1eb7c \u201ekh\u00f4ng \u00e1p d\u1ee5ng cho kho\u1ea3ng th\u1eddi gian \u0111\u00f3\u201d. H\u00e3y \u0111i\u1ec1u ch\u1ec9nh ng\u00e0y th\u00e1ng cho ph\u00f9 h\u1ee3p v\u1edbi l\u1ecbch tr\u00ecnh du l\u1ecbch v\u00e0 quy\u1ebft \u0111\u1ecbnh c\u1ea5p th\u1ecb th\u1ef1c c\u1ee7a b\u1ea1n.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">Quy \u0111\u1ecbnh n\u0103m 2025: Khi n\u00e0o th\u00ec kh\u00f4ng c\u1ea7n ph\u1ea3i mua b\u1ea3o hi\u1ec3m?<\/h2>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Tr\u00ean th\u1ef1c t\u1ebf, \u201ec\u00e1c quy \u0111\u1ecbnh n\u0103m 2025\u201d kh\u00f4ng \u00e1p d\u1ee5ng m\u1ed9t quy t\u1eafc chung duy nh\u1ea5t cho t\u1ea5t c\u1ea3 c\u00e1c qu\u1ed1c gia v\u00e0 m\u1ecdi lo\u1ea1i th\u1ecb th\u1ef1c. Tuy nhi\u00ean, v\u1eabn c\u00f3 nh\u1eefng tr\u01b0\u1eddng h\u1ee3p b\u1ea3o hi\u1ec3m y t\u1ebf t\u01b0 nh\u00e2n kh\u00f4ng ph\u1ea3i l\u00e0 l\u1ef1a ch\u1ecdn duy nh\u1ea5t. \u0110i\u1ec1u n\u00e0y x\u1ea3y ra khi ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i \u0111\u00e3 c\u00f3 h\u00ecnh th\u1ee9c b\u1ea3o hi\u1ec3m y t\u1ebf kh\u00e1c \u0111\u01b0\u1ee3c c\u00f4ng nh\u1eadn ho\u1eb7c khi th\u1ee7 t\u1ee5c quy \u0111\u1ecbnh m\u1ed9t ph\u01b0\u01a1ng th\u1ee9c t\u00e0i tr\u1ee3 chi ph\u00ed kh\u00e1c.<\/p>\n<p>V\u00ed d\u1ee5, \u0111\u1ed1i v\u1edbi nh\u1eefng k\u1ef3 l\u01b0u tr\u00fa d\u00e0i h\u1ea1n, m\u1ed9t s\u1ed1 ng\u01b0\u1eddi d\u1ef1a v\u00e0o b\u1ea3o hi\u1ec3m c\u00f4ng (t\u00f9y thu\u1ed9c v\u00e0o t\u00ecnh tr\u1ea1ng c\u01b0 tr\u00fa, h\u1ee3p \u0111\u1ed3ng lao \u0111\u1ed9ng ho\u1eb7c vi\u1ec7c h\u1ecdc t\u1eadp) ho\u1eb7c c\u00e1c gi\u1ea3i ph\u00e1p k\u1ebft h\u1ee3p: tr\u01b0\u1edbc ti\u00ean l\u00e0 mua b\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n \u201e\u0111\u1ec3 b\u1eaft \u0111\u1ea7u\u201d, sau \u0111\u00f3 m\u1edbi \u0111\u0103ng k\u00fd v\u00e0o h\u1ec7 th\u1ed1ng. Tr\u00ean th\u1ef1c t\u1ebf, c\u00e1n b\u1ed9 c\u01a1 quan v\u1eabn ph\u1ea3i xem x\u00e9t t\u00e0i li\u1ec7u \u0111\u00e1p \u1ee9ng \u0111i\u1ec1u ki\u1ec7n t\u1ea1i th\u1eddi \u0111i\u1ec3m n\u1ed9p \u0111\u01a1n.<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h3 class=\"kt-adv-heading\">Th\u1ecb th\u1ef1c n\u1ed9i \u0111\u1ecba (D) v\u00e0 vi\u1ec7c l\u01b0u tr\u00fa t\u1ea1i Ba Lan<\/h3>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>\u0110\u1ed1i v\u1edbi th\u1ecb th\u1ef1c n\u1ed9i \u0111\u1ecba, th\u01b0\u1eddng y\u00eau c\u1ea7u ph\u1ea3i c\u00f3 b\u1ea3o hi\u1ec3m, nh\u01b0ng c\u00e1c h\u00ecnh th\u1ee9c \u0111\u01b0\u1ee3c ch\u1ea5p nh\u1eadn c\u00f3 th\u1ec3 \u0111a d\u1ea1ng h\u01a1n. \u0110\u00f4i khi, \u0111i\u1ec1u quan tr\u1ecdng l\u00e0 kh\u1ea3 n\u0103ng x\u00e1c nh\u1eadn b\u1ea3o hi\u1ec3m tr\u00ean l\u00e3nh th\u1ed5 Ba Lan, ch\u1ee9 kh\u00f4ng ph\u1ea3i t\u00ednh ch\u1ea5t \u201edu l\u1ecbch\u201d c\u1ee7a g\u00f3i b\u1ea3o hi\u1ec3m. Trong \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n Chung (OWU) c\u1ee7a c\u00e1c s\u1ea3n ph\u1ea9m d\u00e0nh ri\u00eang cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i c\u00f3 c\u00e1c quy \u0111\u1ecbnh v\u1ec1 <strong>b\u1ea3o hi\u1ec3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i trong th\u1eddi gian l\u01b0u tr\u00fa t\u1ea1i C\u1ed9ng h\u00f2a Ba Lan<\/strong>, \u0111i\u1ec1u n\u00e0y th\u01b0\u1eddng ph\u00f9 h\u1ee3p h\u01a1n v\u1edbi c\u00e1c th\u1ee7 t\u1ee5c h\u00e0nh ch\u00ednh so v\u1edbi b\u1ea3o hi\u1ec3m du l\u1ecbch truy\u1ec1n th\u1ed1ng.<\/p>\n<p>N\u1ebfu m\u1ee5c ti\u00eau c\u1ee7a b\u1ea1n l\u00e0 t\u00ecm vi\u1ec7c l\u00e0m, h\u00e3y tham kh\u1ea3o th\u00eam c\u00e1c t\u00e0i li\u1ec7u nh\u01b0 <a href=\"https:\/\/ubezpieczeniecudzoziemca.pl\/vi\/cam-nang\/cac-thu-tuc-va-tai-lieu-can-thiet-de-xin-giay-phep\/thi-thuc-lao-dong-tai-ba-lan-thu-tuc-va-giay-to\/\">Th\u1ecb th\u1ef1c lao \u0111\u1ed9ng \u2013 Th\u1ee7 t\u1ee5c v\u00e0 gi\u1ea5y t\u1edd<\/a>. \u0110i\u1ec1u n\u00e0y gi\u00fap g\u1eafn k\u1ebft h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u1edbi c\u00e1c y\u00eau c\u1ea7u c\u00f2n l\u1ea1i, thay v\u00ec coi n\u00f3 nh\u01b0 m\u1ed9t \u201eph\u1ee5 l\u1ee5c\u201d ri\u00eang bi\u1ec7t.<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">C\u01a1 quan ch\u1ee9c n\u0103ng ki\u1ec3m tra nh\u1eefng n\u1ed9i dung n\u00e0o trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m?<\/h2>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>C\u00e1c c\u01a1 quan h\u00e0nh ch\u00ednh v\u00e0 l\u00e3nh s\u1ef1 qu\u00e1n hi\u1ebfm khi xem x\u00e9t to\u00e0n b\u1ed9 \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n B\u1ea3o hi\u1ec3m (OWU), nh\u01b0ng h\u1ecd s\u1ebd ki\u1ec3m tra c\u00e1c th\u00f4ng tin c\u1ea7n ph\u1ea3i \u0111\u01b0\u1ee3c ghi r\u00f5 tr\u00ean h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. Theo ti\u00eau chu\u1ea9n trong c\u00e1c t\u00e0i li\u1ec7u b\u1ea3o hi\u1ec3m, h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ph\u1ea3i x\u00e1c nh\u1eadn, trong s\u1ed1 nh\u1eefng n\u1ed9i dung kh\u00e1c, r\u1eb1ng:. <strong>th\u1eddi gian tham gia b\u1ea3o hi\u1ec3m<\/strong>, <strong>s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m<\/strong>, <strong>ph\u1ea1m vi b\u1ea3o hi\u1ec3m<\/strong> v\u00e0 <strong>ph\u1ea1m vi l\u00e3nh th\u1ed5<\/strong>. Ch\u00ednh nh\u1eefng y\u1ebfu t\u1ed1 n\u00e0y th\u01b0\u1eddng l\u00e0 y\u1ebfu t\u1ed1 quy\u1ebft \u0111\u1ecbnh vi\u1ec7c b\u1ea3o hi\u1ec3m y t\u1ebf c\u00f3 \u0111\u01b0\u1ee3c ch\u1ea5p nh\u1eadn hay kh\u00f4ng.<\/p>\n<p>Tr\u00ean th\u1ef1c t\u1ebf, \u0111\u1ed1i v\u1edbi c\u00e1c th\u1ee7 t\u1ee5c xin th\u1ecb th\u1ef1c v\u00e0 c\u01b0 tr\u00fa, \u0111i\u1ec1u quan tr\u1ecdng kh\u00f4ng ch\u1ec9 l\u00e0 \u201ec\u00f3 b\u1ea3o hi\u1ec3m hay kh\u00f4ng\u201d, m\u00e0 c\u00f2n l\u00e0 li\u1ec7u b\u1ea3o hi\u1ec3m \u0111\u00f3 c\u00f3 bao g\u1ed3m c\u00e1c r\u1ee7i ro th\u1ef1c t\u1ebf hay kh\u00f4ng: b\u1ec7nh \u0111\u1ed9t ng\u1ed9t, h\u1eadu qu\u1ea3 c\u1ee7a tai n\u1ea1n, v\u00e0 t\u00f9y theo g\u00f3i b\u1ea3o hi\u1ec3m, c\u00f3 bao g\u1ed3m c\u1ea3 chi ph\u00ed h\u1ed3i h\u01b0\u01a1ng hay kh\u00f4ng. Trong c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m Schengen, ng\u01b0\u1eddi ta c\u0169ng th\u01b0\u1eddng g\u1eb7p c\u00e1c gi\u1edbi h\u1ea1n v\u1ec1 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb nha khoa kh\u1ea9n c\u1ea5p ho\u1eb7c chi ph\u00ed v\u1eadn chuy\u1ec3n.<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h3 class=\"kt-adv-heading\">Danh s\u00e1ch ki\u1ec3m tra: Nh\u1eefng n\u1ed9i dung c\u1ea7n c\u00f3 trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m<\/h3>\n<\/p><\/div>\n<div class=\"wp-block-kadence-iconlist\">\n<ul class=\"kt-svg-icon-list\">\n<li class=\"kt-svg-icon-list-item\"> <span class=\"kt-svg-icon-list-text\"><strong>Th\u1eddi h\u1ea1n b\u1ea3o h\u1ed9:<\/strong> c\u00e1c ng\u00e0y ph\u00f9 h\u1ee3p v\u1edbi l\u1ecbch tr\u00ecnh l\u01b0u tr\u00fa.<\/span> <\/li>\n<li class=\"kt-svg-icon-list-item\"> <span class=\"kt-svg-icon-list-text\"><strong>L\u00e3nh th\u1ed5:<\/strong> Schengen\/Ba Lan, theo \u0111\u1ec1 ngh\u1ecb.<\/span> <\/li>\n<li class=\"kt-svg-icon-list-item\"> <span class=\"kt-svg-icon-list-text\"><strong>S\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m:<\/strong> th\u01b0\u1eddng l\u00e0 t\u1ed1i thi\u1ec3u 30.000 EUR \u0111\u1ed1i v\u1edbi khu v\u1ef1c Schengen.<\/span> <\/li>\n<li class=\"kt-svg-icon-list-item\"> <span class=\"kt-svg-icon-list-text\"><strong>Ph\u1ea1m vi:<\/strong> chi ph\u00ed \u0111i\u1ec1u tr\u1ecb c\u1ea5p c\u1ee9u, tai n\u1ea1n, c\u00e1c d\u1ecbch v\u1ee5 y t\u1ebf.<\/span> <\/li>\n<li class=\"kt-svg-icon-list-item\"> <span class=\"kt-svg-icon-list-text\"><strong>T\u00e0i li\u1ec7u:<\/strong> h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m\/gi\u1ea5y ch\u1ee9ng nh\u1eadn c\u00f3 th\u00f4ng tin c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m.<\/span> <\/li>\n<\/ul><\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 M\u1eb9o<\/h4>\n<p class=\"kt-blocks-info-box-text\">N\u1ebfu c\u01a1 quan ch\u1ee9c n\u0103ng y\u00eau c\u1ea7u \u201eb\u1ea3o hi\u1ec3m y t\u1ebf\u201d, h\u00e3y xu\u1ea5t tr\u00ecnh gi\u1ea5y t\u1edd ghi r\u00f5 m\u1ee9c b\u1ea3o hi\u1ec3m, ph\u1ea1m vi b\u1ea3o hi\u1ec3m v\u00e0 th\u1eddi h\u1ea1n hi\u1ec7u l\u1ef1c. Kh\u00f4ng ph\u1ea3i th\u1ebb b\u1ea3o hi\u1ec3m n\u00e0o c\u0169ng \u0111\u00e1p \u1ee9ng \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u n\u00e0y.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">Nh\u1eefng l\u1ed7i th\u01b0\u1eddng g\u1eb7p nh\u1ea5t v\u00e0 c\u00e1ch tr\u00e1nh ch\u00fang<\/h2>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Vi\u1ec7c b\u1ecb t\u1eeb ch\u1ed1i c\u1ea5p th\u1ecb th\u1ef1c v\u00ec l\u00fd do b\u1ea3o hi\u1ec3m th\u01b0\u1eddng xu\u1ea5t ph\u00e1t t\u1eeb nh\u1eefng sai s\u00f3t v\u1ec1 th\u1ee7 t\u1ee5c, ch\u1ee9 kh\u00f4ng ph\u1ea3i do thi\u1ebfu thi\u1ec7n ch\u00ed. M\u1ed9t v\u1ea5n \u0111\u1ec1 kh\u00e1c l\u00e0 vi\u1ec7c mua b\u1ea3o hi\u1ec3m \u201ev\u00e0o ph\u00fat ch\u00f3t\u201d m\u00e0 kh\u00f4ng ki\u1ec3m tra xem ch\u00ednh s\u00e1ch \u0111\u00f3 c\u00f3 \u00e1p d\u1ee5ng cho qu\u1ed1c gia v\u00e0 th\u1eddi gian ph\u00f9 h\u1ee3p hay kh\u00f4ng. C\u0169ng c\u1ea7n l\u01b0u \u00fd r\u1eb1ng m\u1ed9t s\u1ed1 lo\u1ea1i b\u1ea3o hi\u1ec3m c\u00f3 nh\u1eefng h\u1ea1n ch\u1ebf: c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 kh\u00f4ng chi tr\u1ea3 chi ph\u00ed n\u1ebfu kh\u00f4ng c\u00f3 th\u00f4ng b\u00e1o tr\u01b0\u1edbc ho\u1eb7c kh\u00f4ng \u0111\u01b0\u1ee3c trung t\u00e2m c\u1ea5p c\u1ee9u ch\u1ea5p thu\u1eadn.<\/p>\n<p>M\u1ed9t th\u00f3i quen t\u1ed1t l\u00e0 n\u00ean so s\u00e1nh c\u00e1c t\u00e0i li\u1ec7u tr\u01b0\u1edbc khi n\u1ed9p \u0111\u01a1n. C\u00e1c ghi ch\u00fa v\u1ec1 l\u1ed7i c\u00f3 th\u1ec3 h\u1eefu \u00edch, v\u00ed d\u1ee5 nh\u01b0:. <a href=\"https:\/\/ubezpieczeniecudzoziemca.pl\/vi\/cam-nang\/nhung-loi-thuong-gap-nhat-va-cach-tranh-chung\/nhung-sai-lam-khi-lua-chon-bao-hiem-y-te-cho-nguoi-nuoc-ngoai\/\">nh\u1eefng sai l\u1ea7m khi l\u1ef1a ch\u1ecdn b\u1ea3o hi\u1ec3m<\/a> c\u00f9ng v\u1edbi t\u00e0i li\u1ec7u gi\u1ea3i th\u00edch, <a href=\"https:\/\/ubezpieczeniecudzoziemca.pl\/vi\/cam-nang\/co-so-phap-ly-va-cac-yeu-cau-ve-thi-thuc\/tai-sao-nguoi-nuoc-ngoai-phai-co-bao-hiem-y-te\/\">T\u1ea1i sao ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i ph\u1ea3i c\u00f3 b\u1ea3o hi\u1ec3m?<\/a>. \u0110i\u1ec1u n\u00e0y gi\u00fap ti\u1ebft ki\u1ec7m th\u1eddi gian v\u00e0 gi\u1ea3m thi\u1ec3u nguy c\u01a1 ph\u1ea3i ch\u1ec9nh s\u1eeda \u0111\u01a1n \u0111\u0103ng k\u00fd.<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">T\u00f3m t\u1eaft: B\u1ea3o hi\u1ec3m v\u00e0 th\u1ecb th\u1ef1c v\u00e0o n\u0103m 2025<\/h2>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext has-theme-palette-8-background-color has-background\">\n<p>V\u00e0o n\u0103m 2025 <strong>b\u1ea3o hi\u1ec3m y t\u1ebf<\/strong> l\u00e0 t\u00e0i li\u1ec7u th\u01b0\u1eddng \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u nh\u1ea5t khi m\u1ee5c \u0111\u00edch l\u00e0 <strong>c\u1ea7n c\u00f3 th\u1ecb th\u1ef1c<\/strong> (\u0111\u1eb7c bi\u1ec7t l\u00e0 khu v\u1ef1c Schengen). Tuy nhi\u00ean, \u0111i\u1ec1u n\u00e0y kh\u00f4ng c\u00f3 ngh\u0129a l\u00e0 lu\u00f4n ph\u1ea3i l\u00e0 c\u00f9ng m\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. \u0110\u1ed1i v\u1edbi c\u00e1c th\u1ee7 t\u1ee5c kh\u00e1c nhau, c\u00e1c h\u00ecnh th\u1ee9c x\u00e1c nh\u1eadn b\u1ea3o hi\u1ec3m kh\u00e1c nhau s\u1ebd \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng, v\u00e0 c\u00e1c y\u1ebfu t\u1ed1 quan tr\u1ecdng nh\u1ea5t l\u00e0: l\u00e3nh th\u1ed5, th\u1eddi gian v\u00e0 m\u1ee9c b\u1ea3o hi\u1ec3m.<\/p>\n<p>N\u1ebfu b\u1ea1n mu\u1ed1n tr\u00e1nh b\u1ecb t\u1eeb ch\u1ed1i, h\u00e3y ki\u1ec3m tra c\u00e1c y\u00eau c\u1ea7u \u0111\u1ed1i v\u1edbi lo\u1ea1i th\u1ecb th\u1ef1c c\u1ee7a m\u00ecnh v\u00e0 ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p <strong>c\u00e1c quy \u0111\u1ecbnh n\u0103m 2025<\/strong> c\u0169ng nh\u01b0 c\u00e1c th\u1ee7 t\u1ee5c h\u00e0nh ch\u00ednh. Tr\u00ean trang ubezpieczeniecudzoziemca.pl, b\u1ea1n c\u00f3 th\u1ec3 tham kh\u1ea3o c\u00e1c h\u01b0\u1edbng d\u1eabn l\u1ef1a ch\u1ecdn v\u00e0 so s\u00e1nh, sau \u0111\u00f3 mua g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p v\u1edbi m\u1ee5c \u0111\u00edch l\u01b0u tr\u00fa c\u1ee7a m\u00ecnh.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>","protected":false},"excerpt":{"rendered":"<p>B\u1ea3o hi\u1ec3m y t\u1ebf c\u00f3 ph\u1ea3i l\u00fac n\u00e0o c\u0169ng c\u1ea7n thi\u1ebft kh\u00f4ng? V\u00e0o n\u0103m 2025, nhi\u1ec1u ng\u01b0\u1eddi c\u00f3 k\u1ebf ho\u1ea1ch \u0111\u1ebfn Ba Lan ho\u1eb7c m\u1ed9t qu\u1ed1c gia EU kh\u00e1c th\u01b0\u1eddng nghe \u0111\u01b0\u1ee3c l\u1eddi khuy\u00ean \u0111\u01a1n gi\u1ea3n r\u1eb1ng:\u2026<\/p>","protected":false},"author":2,"featured_media":3423,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[41],"tags":[52,45,53,46,51],"class_list":["post-3424","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-podstawy-prawne-i-wymagania-wizowe","tag-koszty-leczenia","tag-ubezpieczenie-do-wizy","tag-ubezpieczenie-zdrowotne","tag-wiza-schengen","tag-zakres-ochrony"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Ubezpieczenie zdrowotne a wymagana wiza 2025 \u2013 zasady - Ubezpieczenie Cudzoziemca<\/title>\n<meta name=\"description\" content=\"Czy ubezpieczenie zdrowotne jest zawsze wymagane do wizy w 2025? 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