{"id":3397,"date":"2025-12-11T14:04:47","date_gmt":"2025-12-11T13:04:47","guid":{"rendered":"https:\/\/ubezpieczeniecudzoziemca.pl\/nieskategoryzowane\/ubezpieczenie-zdrowotne-do-wizy-pracowniczej-prawo\/"},"modified":"2026-09-12T05:21:07","modified_gmt":"2026-09-12T03:21:07","slug":"health-insurance-for-work-visa-law","status":"publish","type":"post","link":"https:\/\/ubezpieczeniecudzoziemca.pl\/en\/poradnik\/podstawy-prawne-i-wymagania-wizowe\/ubezpieczenie-zdrowotne-do-wizy-pracowniczej-prawo\/","title":{"rendered":"Health insurance for a work visa: the law"},"content":{"rendered":"
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Why insurance is required<\/h2>\n<\/p><\/div>\n
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Are you planning to work in Poland and applying for a work visa? One of the key requirements is valid health insurance. The consul will check whether the policy covers sudden illnesses and accidents, as well as medical transport or repatriation. Below, we explain the legal requirements and how to choose a document confirming your coverage. For context, see also a brief overview., why insurance is necessary<\/a> is required upon entry.<\/p>\n

In this article, you will find the legal basis, minimum policy coverage, and practical tips. We will also advise you when private insurance is sufficient and when it is worth switching to the National Health Fund after finding a job. For consistency throughout the process, a guide to work visa procedures<\/a>.<\/p>\n<\/p><\/div>\n

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Legal basis for insurance<\/h2>\n<\/p><\/div>\n
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The requirement to have medical insurance stems from EU and Polish regulations. At the EU level, it is regulated by the Visa Code (Regulation 810\/2009), which applies to Schengen visas. Polish law\u2014in particular, the Act on Foreigners\u2014requires that persons entering and staying in Poland have their medical expenses covered. Consulates therefore require a document confirming valid coverage for the declared period of stay.<\/p>\n<\/p><\/div>\n

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Schengen \u2013 C visa<\/h3>\n<\/p><\/div>\n
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For a Schengen visa (type C), the insurance must cover the entire Schengen area, have a minimum sum of EUR 30,000, and cover sudden illness, the consequences of accidents, and repatriation of remains. The coverage must be valid for the entire duration of the planned stay. The policy should be issued to the passport holder and be valid without any gaps in the dates. An emergency center and cashless settlements make it easier to get help.<\/p>\n<\/p><\/div>\n

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National visa D<\/h3>\n<\/p><\/div>\n
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A national visa (type D) applies to longer stays in Poland. The consulate usually requires a policy valid in Poland for the entire period specified in the application. In practice, policies for foreigners in Poland with a minimum coverage of EUR 30,000 (or equivalent), providing treatment, medical transport, and repatriation, are accepted. After arrival and commencement of work, you can switch to NFZ insurance, but a valid private document is required when submitting the application.<\/p>\n<\/p><\/div>\n

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\ud83d\udca1 Minimum values and range<\/h4>\n

For Schengen visas and, in practice, also for D visas: minimum \u20ac30,000, sudden illness, accidents, and repatriation. The policy must be valid for the entire declared stay.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n

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Scope of coverage for the consulate<\/h2>\n<\/p><\/div>\n
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To avoid requests for additional information, choose health insurance designed for foreigners. Pay attention to documents in English or Polish, clear dates and policy numbers, and 24-hour assistance. A guide on choosing insurance<\/a> for a visa application.<\/p>\n<\/p><\/div>\n

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